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first_img 16SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr The Credit Union National Association (CUNA) applauds the Consumer Financial Protection Bureau (CFPB) for moving quickly to implement the Helping Expand Lending Practices in Rural Communities (HELP) Act. The rule, which became effective March 31, represents a victory for credit unions, and as mentioned in a letter sent to the CFPB Thursday, will help credit unions provide more credit to consumers in rural and underserved areas.“Thank you for making these changes to the Regulation Z mortgage rules, which will allow more consumers to achieve the American dream of home ownership,” reads CUNA’s letter. “CUNA believes this interim final rule is an excellent example of how exemptions to regulatory requirements can be provided for responsible lenders such as credit unions, and we look forward to future efforts by the CFPB to focus its rulemakings on the problem actors in the industry.”CUNA’s 360-degree advocacy was deployed through a number of channels to inform the CFPB of the credit union perspective and the need for reduced regulatory burden. CUNA’s legislative advocacy efforts led to the highway funding bill that includes the HELP Act being signed into law, and once passed, CUNA’s regulatory advocacy informed the CFPB of needed changes.Specific CUNA-advocated changes include:Credit unions only need one covered transaction originated in a rural or underserved area to qualify for the small creditor exemption. CUNA pushed for this threshold specifically, and though the CFPB could have chosen any numbers up to 49% of covered transactions, it chose CUNA’s advocated position; continue reading »last_img read more

first_imgRelatedPosts Kano offers scholarship to students with special needs CAF ready to support Egypt with missing AFCON trophy COVID-19: FG to end evacuation of Nigerians — PTF Mohamed Salah could miss the start of the next Premier League season with a potential call-up to the 2020 Olympics in Tokyo. The coach of Egypt’s U23 has made it clear he intends to include Salah as one of the team’s three overage players. Speaking to ON Sport TV, Shawky Gharib confirmed he is due to hold talks with Salah, although the Liverpool forward will ultimately have the final say over his potential participation in Japan. “We have to send a preliminary list of 50 players. Salah will be the first on the list as an official call-up,” Gharib said. The tournament begins on July 22, with the final taking place on August 8 – the same weekend in which the current Premier League season began in 2019. If Salah chooses to join the national squad, he will undoubtedly miss Liverpool’s entire pre-season schedule and would likely need some period of rest before linking up with his club teammates. Salah’s summer break last year was limited as he took part in the Africa Cup of Nations, where Egypt were knocked out at the round of 16. Salah could miss even more football for Liverpool next season after hosts Cameroon announced the AFCON will be moved from the summer to January 2021. The tournament was due to be held in June and July, but due to weather conditions in the country at that time of year, the Cameroon Football Federation has decided to stage it between January 9 and February 6.Tags: EgyptMohamed SalahShawky GharibTokyo 2020 Olympicslast_img read more

first_img18 September 2007Environment Minister Marthinus van Schalkwyk has announced a R500-million project, funded by the National Energy Efficiency Agency (NEEA), to make South Africa’s national parks more energy efficient over the next three years.Speaking at the launch of National Parks Week at the Kruger National Park’s Skukuza rest camp on Monday, Van Schalkwyk said the investment would ensure that all South African National Parks (SANParks) facilities were “exemplary energy efficient showcases for local and international visitors”.He said the energy efficiency project would complement the R574.9-million allocated to SANParks by the National Treasury for infrastructure upgrades at all its camps over the next three years.“The NEEA will provide ‘top-up’ funding for each upgrade to buildings and other facilities within SANParks, to finance the specific technology improvements that will ensure a sustainable and energy-efficient compliant installation,” Van Schalkwyk said.As an example, he said that if SANParks’ current plan and budget made provision for conventional electric geysers in accommodation units, the NEEA would fund the additional amount required to install energy efficient solar water heaters instead.Likewise, where conventional lighting systems have been specified, the NEEA will fund the difference between the current inefficient technologies and compact fluorescent lamps.NEEA operations manager Barry Bredenkamp said the upgrades would deliver twin benefits of actual energy savings for the camps, while showing the rest of the world that South Africa was pursuing the path of energy efficiency.“The NEEA is delighted to be assisting SANParks improve the energy economy of it’s lodges both through financial support and the agency’s expertise, which will demonstrate to millions of energy conscious visitors that SA is committed to combating climate change,” he said.Furthermore, black economic empowerment (BEE) companies in the energy industry will be used to carry out energy audits and implement energy efficient components, as part of the NEEA’s capacity building drive.Additional jobs will also be created through the training of local energy advisors in areas close to the relevant parks. Preliminary upgrades and comprehensive energy auditing will begin before the end of 2007, and implementation will carry on until the beginning of 2010.“The value of promoting these facilities as energy efficient and sustainable, will also go a long way in marketing the country as an environmentally-conscious country and will furthermore contribute to off-setting the carbon footprint that will possibly arise as a result of activities leading up to 2010,” Van Schalkwyk said.SAinfo reporter Want to use this article in your publication or on your website?See: Using SAinfo materiallast_img read more

first_imgShare Facebook Twitter Google + LinkedIn Pinterest By Matt ReeseFirst, let me say that this blog is 100% guaranteed to NOT help commodity prices or the overall farm economy. It also should be noted that I am NOT a: preacher, doctor, researcher, PhD, or anything other than your friendly farm writer.With these important disclaimers out of the way, please read on. As I continue to hear about more farms being sold, mounting economic stress for farms and very bad things occasionally happening within the agricultural community when things go wrong, I feel compelled to share some thoughts on how to handle the inevitable challenges of life, including these tough agricultural times.First, when tough times come about on the farm, it is important to understand that the only thing you can actually control is what you do. You can influence/manipulate/orchestrate many things, but you can only truly control your actions.So what shapes your actions? I believe that everything we do is driven by our guiding set of principles or priorities. Tough times offer great opportunities assess the personal priority list guiding your actions and decisions. If you haven’t done this, there is no time like the present. Start at the top with the most important thing, then work your way down the list. Note that each item on the list has influence over every item below it on the list. Also, be sure to include “self” on the list (I promise you that it will be on there somewhere even if you don’t include it).Now, here is the interesting part. Review some recent decisions you have made (both important and mundane) and compare them to the priority list you crafted. If a decision you made for one item on the list hurts or detracts from an item above it on the list of ideal priorities, you need to move that item below the item that drove the decision. For example, if you list “family” as your No. 3 priority, but miss an important family event to work on the “farm” that is your No. 4 priority, the “farm” is a least a No. 3 priority for that particular decision and “family” is at best a No. 4. If you have a pattern of behavior that regularly creates this situation, your decision-making is out of whack with your priorities. You need to either re-assess your priorities or your decision-making.So, what is your No. 1? Everyone has one. It is the one last thing you would give up if you lost everything. It is your reason for existing and the biggest part of how you value yourself as a person. And, whether you acknowledge it or not, protecting your No. 1 thing is your top priority in life. It can either protect or destroy everything else on your priority list. What is it? It could be many things that are very positive including: spouse, children, family, home, status, achievement, career, business, God/religion, or relationships. It could also be negative problems including: addictions, excess, or material items.Deep down, if you really think about it, you can look through your life’s pattern of decisions and figure out your No. 1, but be warned: it may not be what you want it to be.A person’s No. 1 thing has a powerful impact on their decision-making and, if threatened, the No. 1 can lead to irrational and harmful choices. Certainly for many farmers, (right or wrong) there is a great incentive to make the farm their No. 1 thing. It is so easy to do. The farm, for so many, can be a legacy, business, career, family, religion, and self all wrapped into one giant No. 1.During tough economic times such as these, there can be devastating consequences with this. In recent years, hundreds of Ohio dairy farms have gone out of business due (at least in part) to the grim economic situation. That is a tough situation no matter how you look at it, but if milking cows is your No. 1 reason for existing and you lose the farm, then what?Aside from figuring out the top priority, the second most important thing to consider is the ACTUAL placement of “self” on the list based upon decisions that have been made. This is very tricky to determine.If you list your farm as No. 1 and YOU protect “farm” at the continual expense of everything else on YOUR list because YOU have determined it is the most important thing to protect, which item is really at the top of your list? I would argue that, if we really scrutinize most of our lists, sneaky “self” almost universally works it’s way to the top.My apologies for being a bit preachy and grim, but times for agriculture are tough and, with the holiday season just around the corner, I fear stress, anxiety and suffering could all be on the rise for many in the Ohio agricultural community I love. More farms will be lost. More lives will be changed. That is inevitable and, in some cases, beyond control. In our control, however, are the actions we take based on the priorities we set.What’s your No. 1?For further reading, see Mark 9:35 and Exodus 20:3.last_img read more

first_imgShare Facebook Twitter Google + LinkedIn Pinterest Cooper Farms is set to release a video series on hog farming and environmental care on their social media platforms and YouTube.As Cooper Farms continues to grow and builds relationships in new areas, the videos will serve as a way for the company to introduce themselves, explain what they do and the opportunities they offer to be contract growers. “We’re growing. We’re always getting new neighbors and we want to be clear to those people, and with those who already know us, about what it is we do,” said  Terry Wehrkamp, Director of Live Production.Cooper Farms partners with local family farms to raise animals. These videos will show the procedures the company follows to have the least possible impact on the environment, and especially, the neighboring communities.“We have a reputation of being good neighbors,” Wehrkamp said. “It’s not just something we say, it’s something we do. We want to be transparent with our neighbors and show them that we want to do things the right way.”Cooper Farms uses a very intricate process when it comes to choosing not only their sites for new barns, but the type of quality leaders necessary to run them.“When we enter into a partnership with a grower, it’s a decades-long partnership,” Wehrkamp said. “Because of that, we put a lot of effort into getting to know each other up front and getting to know the management style of that farmer.”The first video, “Becoming a Cooper Farms Grower,” is set for release on social media and YouTube on Wednesday, Dec. 5, with an additional installment released per month through April 2019.last_img read more

first_imgMinister without Portfolio in the Ministry of Finance and the Public Service, Hon. Fayval Williams (right), plants a fruit tree at the Ministry’s National Heroes Circle offices on Friday (October 4) to mark National Tree Planting Day. Observing is head gardner at the Ministry, Michael McGaw. Financial Secretary, Ministry of Finance and the Public Service, Darlene Morrison (left), participates in a National Tree Planting Day exercise at the Ministry’s National Heroes Circle offices on Friday (October 4). Assisting is head gardner at the Ministry. Michael McGaw.last_img read more

Digicel Launches Come Together this Christmas Promotion and Unveils the new range

first_img Recommended for you Facebook Twitter Google+LinkedInPinterestWhatsAppNovember 10, 2014 (Digicel TCI Press Release) – Providenciales, Turks and Caicos Islands – Digicel launched it’s ‘Come Together this Christmas’ Promotion on November 11 in its flagship store in Providenciales and unveiled the latest additions to its range of Smartphones.The Christmas Promotion allows customers who purchase select Samsung and DL Smartphone models to automatically enter the $10,000 cash giveaway. Five lucky customers will win $1,000 each with one lucky customer walking away with the grand Prize of $5,000.For prepaid customers, topping up also gives them a chance to win fantastic weekly prizes from bonus credit, cash, phones and two grand prize giveaways of a Home makeover courtesy of Digicel and their partner KB Homes Center.Also just in time for the holidays are two new smartphones, added to the popular Digicel DL range – they are the DL 800 and DL 900, both affordably priced and packed with features for the smartphone and data lover.With the continuing rollout of its 4G and LTE networks across the Caribbean and Central America, Digicel’s sights are firmly set on ensuring that everyone everywhere can benefit from access to superfast internet speeds at affordable prices and achieve extraordinary things in their everyday lives. As such the DL 800 is competitively priced at $89 postpaid and $99 prepaid while the DL 900 retails for $109 Postpaid and $129 prepaid.Head of Marketing, Ava-Dayne Fulford comments, “With the latest additions to our own range of Android phones, we are delivering an even bigger, better smartphone experience to customers at an affordable price. These along with the sleek and popular Samsung handsets provide a range of best options for our customers. In addition, Several persons will become winners through our promotions which at Christmas time are always geared towards making persons happy and allowing them to ‘Come together’ with family and friends in a more meaningful way.”END Facebook Twitter Google+LinkedInPinterestWhatsApp Thousands without power in TCI TCI Govt meets with Digicel and Carnival Cruise Lines Related Items:christmas promo, digicel, giveaways, prices Digicel T&T Donates Supplies to Anguilla and British Virgin Islandslast_img read more